We encourage you to invest in students through gifts in order to:

• Make Microloans More Affordable: Interest charges for microloans are usually quite high compared to bank loans, often exceeding 20% or 30% per year. Your gifts help make education microloans more affordable to students by subsidizing interest rates.
• Make Scholarships Possible: Microloans are not suitable for all students. Many students need scholarships in order to receive an education, specially the poorest of the poor. Your gifts can make scholarships possible for deserving students.
• Allow for Tax Deductibility: Unlike loans, your gifts are eligible for tax-deductions thanks to the support of the Namaste Foundation, a 501c3 charitable organization.

In the future, we also hope to make it possible to invest in students with funds from your charitable giving account or your employer's matching donations. At this time, however, only selected donations to our organization (rather than directly to students) are eligible for funding from charitable giving accounts or for employer matching contributions through our collaboration with the Namaste Foundation. For more information about matching contributions or charitable giving accounts, please send an email to info@jantaloans.org.